Can I finance specialty retail concepts like subscription box services or rentals?

Yes—subscription boxes, rental closets, or try-before-you-buy models are fully fundable. Use a working capital loan to pay for product sourcing, packaging, or insurance. As long as your business deposits $10K+/month, has 3+ months of statements, and you maintain a 450+ FICO as a U.S. citizen, you can tap into capital to launch or scale your specialty concept.