What is the best business loan for an HVAC repair and installation company?

The best loan is a short-term working capital loan structured around your busy seasons—summer tune-ups and winter installs. You can use it for new furnaces, condenser units, or emergency service vehicles. If you’re a U.S. citizen, have run your HVAC business for at least 3 months, deposit $10K+ each month into a business checking account, and hold a FICO score of 450+, you qualify. We focus on your real revenue, not just equipment collateral.