The best loan for upgrading your practice's technology is a short-term working capital loan. This type of funding lets you quickly invest in new EMR systems, updated diagnostic equipment, patient portals, and other tech upgrades without the slow timelines and strict collateral requirements of traditional banks. If your practice is actively depositing $10K+/month and has been open at least 3 months, you can typically access $20,000 to $500,000+ in funding in as little as 1–2 business days — helping you stay competitive and modern.