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Business Loans for Gas Stations and Convenience Stores

Owning a gas station or convenience store isn’t just about pumping fuel or stocking shelves — it’s about managing razor-thin margins, unpredictable supply costs, and constant competition from larger chains. Whether you’re facing rising wholesale fuel prices, aging infrastructure, or the need to expand your store offerings, cash flow gaps can derail even the most established operations.

At QuicLoans, we provide fast, flexible business loans designed specifically for gas station and C-store owners. Our funding solutions cover everything from fuel pump upgrades and canopy repairs to expanding your convenience store inventory, adding EV chargers, or boosting working capital during slow seasons.

We make approvals simple: if your station deposits at least $10,000 per month, has been open for at least 3 months, and you’re a U.S.-based business owner, you’re already well-positioned to qualify. Unlike traditional banks that drown you in paperwork and delays, we fund based on your business reality — not just your credit score.

Don’t let tight cash flow, equipment breakdowns, or missed opportunities hold your station back. Get the capital you need to stay ahead, stay stocked, and stay profitable — fast.

Ready to fuel growth for your gas station or convenience store?
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How Business Loans Work for Gas Stations and C-Stores

Case Study: How a Small-Town Gas Station Boosted Sales and Survived a Tough Season

After a highway reroute diverted traffic away from their location, a family-owned gas station in rural Georgia saw a 28% drop in fuel sales within 90 days. Facing shrinking cash reserves and mounting bills, the owners turned to QuicLoans and secured $65,000 in working capital within 48 hours. They immediately expanded their convenience store with higher-margin products like hot food, beverages, and automotive supplies, upgraded their outdoor signage, and added an EV charging station to attract new customers. Within six months, in-store sales surged by 38%, fuel sales stabilized, and the station reestablished itself as a thriving community destination — all thanks to fast action and smart funding.

Frequently Asked Questions

Can I get a business loan to upgrade my gas station's pumps?
Yes — upgrading fuel pumps is a common use of working capital loans for gas stations.

Can you fund small independent convenience stores?
Yes — we fund both independent owners and multi-location operators with the same fast, simple process.

What if my station has seasonal fluctuations in revenue?
We base approvals on your 3-month average, not seasonal highs or lows.

Can I use loan funds for store renovations?
Absolutely — many clients use working capital for interior remodeling, signage, lighting, and layout improvements.

How fast can my gas station or c-store get funded?
In most cases, within 24–48 hours of final approval.

Explore Gas Station and Convenience Store Questions

Getting Approved Are gas stations eligible for short term working capital loans Are loans available for co-branded fuel stations Are there loans for family-owned gas stations Are there loans for gas stations with multiple locations Can an independent gas station qualify for same day funding Can I get a business loan for my gas station if I had a slow quarter Can I get a business loan if I recently took over the gas station Can I get a business loan to buy more fuel inventory Can I get a loan if I had a tax lien last year Can I qualify for a loan with $10K/month in fuel and store sales
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Using Your Loan Are loans available for upgrading fuel tanks or infrastructure Can I get a loan for a gas station if I don't have a franchise Can I get a loan for a gas station with an attached car wash Can I get a loan for fuel delivery equipment Can I get financing for point of sale system upgrades Can I get funding for an EV charger installation Can I get funding for signage, lighting, and security upgrades Can I get funding for pump repairs or replacement What loan is best for emergency generator installation What financing is available for station remodels or rebranding
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Business Types We Fund Are there loans for stations with fluctuating credit card processing volume Can I get funding if I operate the gas station as a sole proprietorship Can I get funding if my gas station is part of a truck stop Do you fund gas stations with attached mini marts Do you offer loans for immigrant-owned gas stations Do you work with fuel stations located on rural highways What is the best business loan for a retail auto or gas station Can I get funding to expand my convenience store and fuel station Can I get financing to stock tobacco, alcohol, or lottery products Can I get funding for an underperforming gas station turnaround
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Speed, Flexibility & Requirements Can I get funding for a gas station with seasonal traffic spikes Can I get a loan if I only accept cash payments Can I get a loan if I sell diesel, propane, or ethanol Can I get a loan if I've maxed out my credit line Can I get a loan without a business plan for my fuel station Can I qualify for funding if I had a few NSF fees last month Can I qualify for funding if my gas station is on leased land Do high-volume gas stations qualify for next-day funding What are the minimum qualifications for gas station funding What's the easiest business loan to get for a gas station
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Common Questions What kind of loan covers payroll and utility costs at a gas station What kind of loan helps cover rising wholesale fuel costs What kind of loan helps restock the mini mart section of my station What loan is best for upgrading signage at a gas station What loan options are available for small town gas stations What loan options exist for eco-conscious fuel stations What's the best business loan for gas station owners with fair credit What's the best loan for a 24-hour gas station What's the fastest way to get $25K for a gas station Can I get a loan for my fuel station if I had a recent dip in revenue
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