What is the best business loan for a day spa or medical spa?

The best fit is a short-term working capital loan that flexes with your appointment cycles. Use it for new facial lasers, massage tables, or staff training in advanced modalities. If you’re a U.S. citizen, have been open at least 3 months, deposit $10K+/month, and hold a FICO score of 450+, you qualify. We underwrite on your actual cash flow, not just clinic assets.