Can I get funding if my spa or gym has a mix of cash and credit sales?
Yes—whether clients pay by cash, card, or mobile wallet, we underwrite on what lands in your business checking account. If your combined deposits average $10K+/month, you’ve been operating 3+ months, and you hold a 450+ FICO, you qualify for a working capital loan that supports all payment methods.
Cash or credit? We’ll fund your spa or gym no matter how you get paid.