What is the best business loan for a tutoring center or after-school program?

The best option is a short-term working capital loan designed around academic cycles—back-to-school, exam prep, summer camps. You can use it for additional classrooms, curriculum materials, or staff stipends. If you’re a U.S. citizen with at least 3 months in business, depositing $10K+/month into your business checking, and hold a FICO score of 450+, you qualify. We underwrite on your real revenue, not just classroom collateral.