Can I get funding if my educational service has a mix of cash and credit sales?

Yes—whether families pay by cash, check, card, or ACH, we underwrite on what lands in your business checking account. If your combined deposits average $10K+/month, you’ve been operating for 3+ months, and you hold a FICO score of 450+ as a U.S. citizen, you qualify for a working capital loan that supports all payment methods.